CORE vs FLEX
We offer 2 types of policy for touring caravans which include different cover options and limits.
Our Core policies offer cover for caravans up to 15 years old and up to £75,000 in value.
Our Flex policies offer cover for caravans up to 25 years old and up to £50,000 in value.
Here is a quick breakdown of the differences between the two policy options so you can explore what might be best for your caravan.
| COVER AVAILABLE | CORE | FLEX |
| What value can you insure? | £750 - £75,000 | £750 - £50,000 |
| What age of caravan can you cover? | Up to 15 years old | Up to 25 years old |
| What level of Public Liability is included? | £5 Million | Choose £2 Million or £5 Million |
| Is contents cover available? | Yes from £500 to £10,000 (Single Article Limit £1,000) | Yes from £500 to £10,000 (Single Article Limit £1,000) |
| Is new for old available? | Caravans purchased from new | Caravans purchased from new & less than 15 years old. |
| Can I cover my awning? | Yes - Optional cover | Yes - Optional cover |
| What is the excess? | Choose from: £0, £250 or £500 | Compulsory: £250 + Voluntary at £0, £250 or £500 |
| Is Legal Expenses available? | Yes – Optional cover | Yes – Optional cover |
| Are friends and family cover? | Included as standard | Optional cover |
| Is hotel and caravan hire cover available? | Included as standard | Optional cover |
| Is my caravan equipment covered (motor movers etc)? | Yes if included with the caravan sum insured | Yes if included with the caravan sum insured |
| Is EU cover included? | Optional cover | Optional cover |